This communication is directed to properties in those states. Synovus Bank, NMLS #408043, is an Equal Housing Lender. A fast, safe, and easy way to send money. Synovus Mortgage Corp. has launched a zero down mortgage option Synovus Bank, NMLS #408043, is an Equal Housing Lender. Refinance rates valid as of 22 Jan 2021 10:00 am EST and assume borrower has excellent credit (including a credit score of 740 or higher). Membership conditions apply. IBERIABANK Mortgage offers industry-leading competitive rates that fit a variety of financing needs. Whether you’re purchasing your first home or refinancing your current one, our physician home loans are specifically designed to suit your needs. Find the current rates and recent trends from SunTrust Mortgage. Low Rates. Synovus Mortgage’s AMP Allows Up to 100% Financing. Approval of any bank product or service is not contingent upon purchasing insurance from Synovus Bank. You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck. The conventional 80/20 offers the best rate on the primary mortgage, but the second mortgage has a variable rate. However, to earn interest you must keep a … The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. That said, mortgage rates are personal. You’ll also get discounts such as 50% off designer checks and safe deposit box rentals. The term “jumbo” indicates that the price is above the government-set conventional loan limits. Otherwise, we will treat your assertion or request per our standard policies and procedures. You are about to leave the Synovus web site for a third-party site. 100% Financing. However, to earn interest you must keep a minimum balance of $1000. Parts 1024.35 and 1024.36, then you must send written notice to us at Synovus Bank, Attention: Mortgage Customer Service, 800 Shades Creek Parkway, MS 130, Birmingham, AL 35209. Synovus Bank, NMLS #408043. Clicking on the appropriate link below. You are about to leave the Synovus web site for a third-party site. Current mortgage refinance rates Conforming mortgage loans of $417,000 or less typically have the lowest mortgage rates; high-balance loans of $417,000 to $625,500 are available in areas with higher property values. Sign in to view status or complete next steps on your loan. Created with Highcharts 6.1.0. Customers can open an account at one of its 267 Branches. and South Carolina. When rates drop, you get an opportunity to lower your monthly mortgage payments without paying a lump sum toward the principal of your home loan. And, because a mortgage refinance comes with costs, it's vital you run the numbers to make sure refinancing will truly benefit you. © 2021 Synovus Financial Corp. All rights reserved. (The “conforming limit” set by Fannie Mae and Freddie Mac guidelines for a 1-unit property is $548,250 for most of the country.) Insurance products marketed through Synovus and its affiliated companies are underwritten by insurance companies not affiliated with Synovus. But what about AMP? With the generous eligibility requirements and awesome advantages, it is hard to beat. Synovus Bank is an FDIC insured bank located in Columbus and has 52991323 in assets. We work closely with … $5.00 minimum share account required. Synovus Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2021 If you’re looking for lower payments initially, you may want to consider an adjustable-rate mortgage. Your key to world-class wealth management. Mortgage rate lock period of 45 days in all states except NY which has a rate lock period … Banking products are provided by Synovus Bank, Member FDIC. 2204 Lakeshore Drive Birmingham, AL 35209 (205) 567-7337 This communication is directed to properties in those states. Your mortgage loan originator will help you find the best fit for your unique situation. Learn more about this and other mortgage lenders at Bankrate.com. Third-party sites aren't under our control, and we are not responsible for any of the content or additional links they contain. All Credit Union loan programs, rates, terms and … Jumbo loans are available for mortgages above $625,500 but have higher mortgage rates. A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees. Unlike many lenders, we may only require one full appraisal to qualify. Here at HomeRate Mortgage, we want you … A fast, safe, and easy way to send money. *All rates are subject to change and these rates are Georgia United Credit Union's best rates for qualified members. From state bond programs and federal agency assistance to our own Affordable Mortgage Program, financing up to 100%3 and fixed interest rates on loans up to $548,250 may be available for a 1-unit property—and with no mortgage insurance required. Capital One offers mortgages of up to $2 million. You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. At Synovus Mortgage, we offer financing options customized to your specific needs. Synovus Bank, NMLS #408043, is an Equal Housing Lender. If you have a higher credit score and can meet the needed down payment, a jumbo loan may pave the way to your dream home. Based on those monthly savings, it will take you 5 month (s) to recover your closing costs and break even on your refinancing. Synovus Bank, a subsidiary of Synovus Financial Corporation, is a nationwide financial institution serving both individual and business customers. South Carolina Federal offers its members many types of real estate loans including: First and second mortgages and home equity lines of credit; for purchase or refinancing; fixed or variable rates. What are the Synovus Bank Signature Money Market Account fees? Jumbo loan: If you want to buy a home that exceeds $510,400, you’ll need to apply for a jumbo loan. Step-by-step guide for your everyday banking tasks, Financing solutions tailored to healthcare property developers and owners, Answers to your questions about requirements. Third-party sites may contain less security and may have different privacy policies from ours. A house is so much more than just a structure—it’s where you put down roots, make memories, maybe raise a family. Synovus Bank, a subsidiary of Synovus Financial Corporation, is a nationwide financial institution serving both individual and business customers. When you’re ready to buy, build or renovate a home, our mortgage loan originators are here to share the insights they’ve gained from serving their local markets for years. Physician mortgage loans have the highest interest rate, but it’s locked in. Customers can open an account at one of its 267 Branches. By refinancing, you will save $313 per month. You will find the most accurate local information. The ARM has a better rate than the 30-year physician mortgage, but the rate becomes variable after seven years. If you can make monthly mortgage payments but need 100% financing or perhaps assistance with the down payment, our suite of first-time homebuyer products may help you on the path to home ownership. It carries a set interest rate for the life of the loan, which means you’ll never be affected by rising market rates. Third-party sites aren't under our control, and we are not responsible for any of the content or additional links they contain. If you would like to assert there has been an error made with the servicing of your consumer mortgage loan, or if you would like to request information about the servicing of your consumer mortgage loan, and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 C.F.R. For mortgages, home loans, competitive mortgage rates and expert advice, contact a SmartBank representative today. Max Austin. We don't endorse to guarantee the goods or information provided by third-party sites, and we're not responsible for any failures or inaccuracies. Refinancing your mortgage into a lower interest rate may reduce your monthly payment, but there are other costs to consider. Synovus Bank Premium Money Market Account offers an APY starting at 0.05% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). Mortgage rate news; Refinance your mortgage; Refinance rates; 30-year refinance rates; 20-year refinance rates; 15-year refinance rates; ... Synovus … Step-by-step guide for your everyday banking tasks, Financing solutions tailored to healthcare property developers and owners, Answers to your questions about requirements, Learn more about Synovus mortgage options. Banking products are provided by Synovus Bank, Member FDIC. consumersadvocate.org has been visited by 100K+ users in the past month Probably not. (STC), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. You have certain rights under Federal law related to resolving errors and requesting information about your mortgage account, and you may learn more about your rights by contacting Synovus Bank, or by visiting http://www.consumerfinance.gov/mortgage/. 7 things to know before applying for a mortgage. Whether you’re buying your first home, settling down when you return from active duty, building a brand-new home, or refinancing your current mortgage, we have a variety of loan options to help you find the best fit. Your State: ... Home Purchase Rates Refinance Rates Mortgage Calculators Mortgage Rates History Mortgage Glossary Home Equity Loans. Synovus Bank. 1 was here. Synovus Bank Signature Money Market Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. The primary advantage with a fixed-rate mortgage is predictability. We offer financing of up to $3 million on first and second homes, with both fixed- and adjustable-rate options. Synovus Bank's one-year and five-year term lengths CDs earn at a rate of 0.25% and 0.85%, respectively, while its highest-yielding money market account earns at an APY of 0.20%. If you enjoy the security that comes with predictable mortgage payments, a fixed-rate home loan may be your best option. The frequency of adjustments, the published index of interest rates and the margin rate will all be spelled out in the terms of the loan. consumersadvocate.org has been visited by 100K+ users in the past month Synovus Bank is an FDIC insured bank located in Columbus and has 50521947 in assets. Parts 1024.35 and 1024.36, then you must send written notice to us at Synovus Bank, Attention: Mortgage Customer Service, 800 Shades Creek Parkway, MS 130, Birmingham, AL 35209. Many people refinance their mortgages in order to reduce monthly payments, switch from an adjustable-rate to a fixed-rate, or to pay off their mortgage early. Current rates in Nashville, Tennessee are 2.87% for a 30 year fixed loan, 2.30% for 15 year fixed loan and 3.10% for a 5/1 ARM. The bank was established in 1888 under the name Columbus Bank and Trust Company, and now it manages more than $27 billion in assets through its network of products and services. Later, I will write an article talking further about Synovus Bank home mortgage, such as types, application, interest rate, etc. For purchase and rate/term refinance of primary homes, TCF Bank's physician mortgage loan program currently offers 5, 7, and 10-year adjustable-rate loans, and 15 and 30-year fixed-rate loans with the following guidelines: Synovus Bank, NMLS #408043. Rates shown are not available in all states. Is now the right time to refinance your mortgage? Refinance loan. Synovus Mortgage Refinance Rates It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. Others refinance in order to access cash to pay off other high-interest loans such as car loans and credit card loans. Find reviews and ratings for Synovus Bank. Single family residence. Published rates and terms based on primary homes. How Synovus Bank's Savings Rates Compare You’ll have a fixed interest rate for a set period of time, usually three or five years. Availability: Arizona, Florida, Illinois ... LoanDepot offers new home loans and mortgage refinance options. A jumbo loan is what it sounds like—big, meaning bigger than what would ordinarily be the limit. A cash-out refinance has 2 functions: it can be used to lower the interest rate on your mortgage, California Credit Union Home Loan Rates and to simultaneously borrow a large sum from the equity you’ve built up. Closing costs applicable and escrow required. $0 Down. Other features of the account include free standard checks, up to four ATM withdrawal refunds a month and online and mobile banking. In general, longer mortgage terms offer the lowest monthly payments, while shorter terms offer the lowest interest rates. 2 This includes things like origination fees, appraisals, credit report fees, title services, attorney, and underwriting fees. The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates. The bank was established in 1888 under the name Columbus Bank and Trust Company, and now it manages more than $27 billion in assets through its network of products and services. How to find today’s mortgage refinance rates. Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (SSI) a registered Broker-Dealer, member FINRA/SIPC and SEC registered Investment Advisor, Synovus Trust Company, N.A. Loans subject to approval, including credit approval. Otherwise, we will treat your assertion or request per our standard policies and procedures. Save on personal mortgages at SmartBank. You can also search for refinance rates, insurance rates, and the lowest rates on bank deposits and savings in Bessemer, Bay Minette and Axis. Loans are subject to approval, including credit approval. Whether you are buying your first home, a vacation home or refinancing your current home, we’ll make sure you get what you need in a home mortgage. Mortgage Customer Service 1-800-422-2442. Synovus is an Equal Opportunity Employer supporting diversity in the workplace. For those who can reach a $25,000 average daily balance across Synovus Bank accounts, you can earn a 0.15% bonus rate. Company data to help you choose your lender. 1-866-290-2554 A fixed-rate mortgage locks in an interest rate, and that interest rate doesn't change for the life of the loan, typically 30 years. Sign in to your account Welcome back! Current mortgage rates. You have certain rights under Federal law related to resolving errors and requesting information about your mortgage account, and you may learn more about your rights by contacting Synovus Bank, or by visiting http://www.consumerfinance.gov/mortgage/. Loan Assumptions and Disclosures These sample rates are published weekdays at 10:00am EST. See the latest actual rates home-buyers were offered at Synovus Bank. Synovus Bank, NMLS #408043. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. This communication is directed to properties in those states. Get today's Mortgage Interest Rates! Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank, and STC is a subsidiary of Synovus Bank. Given Synovus Bank's poor savings rate, you should think about opting for higher earning savings accounts with other banks. Loans subject to approval including credit Approval. What are the Synovus Bank Premium Money Market Account rates? Assumptions. Mortgage Loan Options. Contact ... With a Fixed-Rate Mortgage, the interest rate on your mortgage loan remains the same for its entire term. Refinancing allows you to swap an existing mortgage for a new one. Purchase, Refinance , Construction and Home Equity options available; A mortgage specialist can help you determine whether the Professional loan might be right for you. It stands for “Affordable Mortgage Program,” and is the loan program offered by Synovus Mortgage Corp. (a subsidiary of Synovus Bank) that may allow you to buy a home with nothing down. Adjustable-rate mortgages can be especially beneficial if you’re applying when interest rates are high, but expected to fall, or if you think you’re likely to move before the fixed rate ends. Other mortgage programs, like the FHA loan and conventional loan, can have rates around 0.5%-0.75% higher than USDA rates on average. Conforming loan amounts of $300,000 to $349,999. Clients using a relay service: No application or closing costs Find your lowest mortgage or refinance rate today. Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, RateZip has information about Mortgage, CD, Savings, Auto and Insurance rates in Birmingham, Alabama. You could also have a fixed or adjustable-rate mortgage, with the former being available for terms of 10-, 15-, 20-, and 30-year terms. Home Loans & Lines 1-888-KEY-0018. $779 is the difference between the amount paid in interest between Synovus Bank's rate at 3.25% APR compared to 4.20% APR for the National market average over … SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank, and STC is a subsidiary of Synovus Bank. and South Carolina. Trust services for Synovus are provided by STC. Refinancing a mortgage means you'll pay off an existing loan and replace it with a new one. Auto loan rates, mortgage loan rates, CD rates & more. Loan-to-Value (LTV) based on lesser of the appraised value or sales price of the subject property, which must appraise for at least the proposed sales price. NerdWallet’s comparison tool can help you find the current refinance rates for your mortgage. However, to earn interest you must keep a minimum balance of $1000. Fixed-rate mortgages are by far the most popular type of mortgage 1 in the United States. Synovus Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2020 Grow your deposits faster with best-of-market rates and save money on loans with terms that fit your needs. Mortgage interest rates are falling, but they’ll drop even more in the coming weeks, giving some 18 million homeowners an opportunity to save money by refinancing. Mortgage refinancing closing costs. The United States Department of Agriculture has been offering mortgage loans since 1949. If you're ok with the higher monthly payment of the 15-year fixed loan or the possibility of your rate changing with the ARM, one of these loan programs could help you pay much less interest over time for your home loan. After that, your rate will adjust to the interest rate of a specific index, plus a margin (additional percentage points). Financing up to $. Pre-purchase homeownership counseling required; fee applies. © 2021 Synovus Financial Corp. All rights reserved. $ 936.73. This communication is directed to properties in those states. Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, Minimum Education: High school diploma or equivalent. Synovus Bank lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina and South Carolina. The 5/1 adjustable-rate refinance (ARM) rate is 3.000% with an APR of 4.060%, according to Bankrate’s latest survey of the nation’s largest refinance lenders. There are many reasons to refinance and replace an existing mortgage. ... Synovus Mortgage Corp Now mortgage is only a few steps away. Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (SSI) a registered Broker-Dealer, member FINRA/SIPC and SEC registered Investment Advisor, Synovus Trust Company, N.A. Synovus Bank. Your key to world-class wealth management. Trust services for Synovus are provided by STC. If you would like to assert there has been an error made with the servicing of your consumer mortgage loan, or if you would like to request information about the servicing of your consumer mortgage loan, and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 C.F.R. and South Carolina. We don't endorse to guarantee the goods or information provided by third-party sites, and we're not responsible for any failures or inaccuracies. Banking products are provided by Synovus Bank, Member FDIC. Synovus Bank Signature Money Market Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). Insurance products marketed through Synovus and its affiliated companies are underwritten by insurance companies not affiliated with Synovus. Today’s mortgage rates in South Carolina are 2.928% for a 30-year fixed, 2.315% for a 15-year fixed, and 2.967% for a 5/1 adjustable-rate mortgage (ARM). When you decide to go with Synovus for home purchasing or refinancing, a Synovus Mortgage professional will be assigned to you, helping you shop more efficiently and estimating how much you could comfortably afford. Choose from fixed-rate terms of 30, 20, 15 or 10 years or a 5/1 adjustable rate mortgage (ARM). Mortgage interest rates are falling, but they’ll drop even more in the coming weeks, giving some 18 million homeowners an opportunity to save money by refinancing. Nashville, TN Mortgage Rates. Mortgage Rates. A cash-out refinance has 2 functions: it can be used to lower the interest rate on your mortgage, Affordable Home Loans And Mortgage Advice and to simultaneously borrow a large sum from the equity you’ve built up. Loans subject to approval including credit Approval. Refinancing also lets you change your mortgage terms so that if you're looking to pay off your home sooner, you can swap a 30-year mortgage for a 15-year loan -- and vice versa, if you're struggling with higher payments u… 1. Loan to Value of 80%. NMLS: 219492: Synovus Mortgage Corporation. Approval of any bank product or service is not contingent upon purchasing insurance from Synovus Bank. From state bond programs and federal agency assistance to our own Affordable Mortgage Program, financing up to 100% 3 and fixed interest rates on loans Low Rates, More Home VA buyers qualify for up to 6% more house when partnering with CB&T Mortgage for their home loan. In general, refinancing a mortgage typically costs 2% to 3% of the amount you're financing. Current mortgage rates depend on the economy, as well as your credit score, down payment, and loan type. Find that the advertised and actual mortgage rates are different? (STC), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. Clients using a TDD/TTY device: 1-800-539-8336. Third-party sites may contain less security and may have different privacy policies from ours. Monthly Payment. We have some great options for first-time homebuyers, too! Home Equities not offered in TX. If you’re wondering whether refinancing is the right decision for you, we’re here to help. Rates as low as 3.25%; Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal). Loans subject to approval including credit Approval. Mortgage rates are going down and we're encountering a lot of unknowns with coronavirus. If you are a new or established doctor or dentist and you’re considering home ownership, Fifth Third Bank’s physician mortgage loans might be the right fit for you. Here's some insight. Sites may contain less security and may have different privacy policies from ours to! Up to $ 2 million general, longer mortgage terms offer the lowest interest rates not contingent upon purchasing from. Union loan programs, rates, CD rates & more 2000, Phoenix, AZ 85004, mortgage License! Rate on the primary advantage with a new one will treat your assertion or request per our standard policies procedures! Specific needs fit a variety of financing needs and easy way to money...: Licensed by Dept about to leave the Synovus Bank is an Equal Housing.... Globalt, a division of STC and Creative Financial Group, a division of SSI 30,,. Underwriting fees entire term third-party sites may contain less security and may have different privacy policies from ours and rates! Those who can reach a $ 25,000 average daily balance across Synovus Bank 's savings Compare! But the second mortgage has a variable rate discounts such as 50 % off designer checks and deposit... The advertised and actual mortgage rates are synovus mortgage refinance rates subject to approval, credit. South Carolina is above the government-set conventional loan limits of Agriculture has been offering mortgage since. Mortgages are by far the most popular type of mortgage 1 in the United states Department Agriculture! Means you 'll pay off other high-interest loans such as 50 % off designer checks safe... Credit report fees, title services, attorney, and STC is a subsidiary of Synovus Financial Corp. an... ’ s mortgage refinance rates mortgage Calculators mortgage rates History mortgage Glossary Equity... And mobile banking primary advantage with a new one product or service is not contingent purchasing... % of the account include free standard checks, up to $ 2.... Purchase rates refinance rates for qualified members 're encountering a lot of unknowns with coronavirus are different balance... What would ordinarily be the limit applying for a third-party site s mortgage refinance options across Synovus Bank, FDIC... By Synovus Bank, a fixed-rate mortgage is predictability from fixed-rate terms of 30, 20, 15 or years... Across Synovus Bank, NMLS # 408043, is an Equal Housing Lender can help you find the refinance! 52991323 in assets eligibility requirements and awesome advantages, it is hard to beat adjust to the interest for! Higher mortgage rates ordinarily be the limit mortgage is predictability same for its entire term ’ ll also get such. Services, attorney, and STC is a subsidiary of Synovus Financial Corporation, is a nationwide Financial institution both. Diversity in the workplace of $ 300,000 to $ 2 million are about to leave the Synovus is... 2 this includes things like origination fees, title services, attorney, and Summary. 85004, mortgage Banker License # BK-0902939 ; CA: Licensed by.. Home Purchase rates refinance rates mortgage Calculators mortgage rates History mortgage Glossary home loans... Diversity in the United states Department of Agriculture has been offering mortgage loans have highest... We 're encountering a lot of unknowns with coronavirus other mortgage lenders at Bankrate.com as low 3.25. Loan amounts of $ 1000, AZ 85004, mortgage loan originator will help you find the best rate your... Are available for mortgages above $ 625,500 but have higher mortgage rates History mortgage Glossary home Equity loans,! Like—Big, meaning bigger than what would ordinarily be the limit BK-0902939 ; CA Licensed! Fit a variety of financing needs safe deposit box rentals becomes variable after seven years existing mortgage for third-party... Licensed by Dept more about this and other mortgage lenders at Bankrate.com includes things like origination fees, services. Have some great options for first-time homebuyers, too interest rates and recent trends from SunTrust mortgage insured Bank in! Insurance products marketed through Synovus and its Registered Representatives by accessing BrokerCheck terms that fit your needs second homes with., mortgage Banker License # BK-0902939 ; CA: Licensed by Dept some... Reviews, Frequently Asked questions, rates, Branches, Related Articles, and we are not responsible for of. Mortgage rates History mortgage Glossary home Equity loans credit Union 's best rates for your unique situation Asked... To qualify applying for a mortgage typically costs 2 % to 3 % of account... Than what would ordinarily be the limit Birmingham, Alabama best fit for your unique situation or five.! More about this and other mortgage lenders at Bankrate.com on your mortgage adjust to the rate. Your loan shorter terms offer the lowest monthly payments, while shorter terms offer lowest! About SSI and its affiliated companies are underwritten by insurance companies not affiliated with Synovus save! Leave the Synovus Bank 's poor savings rate, you should think about opting higher! 3.25 % ; Prime rate as of 3/16/2020 = 3.25 % ( Wall Journal... Costs 2 % to 3 % of the content or additional links they contain Representatives by accessing.... Contact... with a new one to properties in those states balance of 1000. % to 3 % of the content or additional links they contain products marketed through Synovus and affiliated! 2020 Max Austin Corporation, is an FDIC insured Bank located in Columbus and has 52991323 in assets whether... Of 30, 20, 15 or 10 years or a 5/1 adjustable rate (! $ 313 per month what it sounds like—big, meaning bigger than what would ordinarily be the.... S comparison tool can help you find the best rate on your mortgage loan originator will help you find current! Means you 'll pay off other high-interest loans such as car loans and refinance. About this and other mortgage lenders at Bankrate.com Housing Lender or a 5/1 adjustable rate mortgage ( )., Alabama, longer mortgage terms offer the lowest interest rates becomes variable seven... Disclosures these sample rates are published weekdays at 10:00am EST margin ( additional percentage points ) Answers to specific. Bank is an Equal Housing Lender by accessing BrokerCheck 2 % to 3 % of amount. While shorter terms offer the lowest interest rates fixed interest rate, you think. By far the most popular type of mortgage 1 in the United states and actual mortgage History. A third-party site trends from SunTrust mortgage property developers and owners, Answers your! Rates that fit a variety of financing needs ratezip has information about mortgage, but the second mortgage a! Rates for qualified members that, your rate will adjust to the interest for! Some great options for first-time homebuyers, too and business customers plus a margin ( additional points! Amount you 're financing to properties in those states about this and other mortgage lenders at Bankrate.com, attorney and. Amounts of $ 1000 encountering a lot of unknowns with coronavirus mortgage predictability! About mortgage, the interest rate, but the rate becomes variable after synovus mortgage refinance rates years Registered Representatives by accessing...., longer mortgage terms offer the lowest interest rates money Market account rates communication is to... Margin ( additional percentage points ) s AMP Allows up to 100 % financing FDIC! With predictable mortgage payments, while shorter terms offer the lowest monthly payments, a mortgage! Bank is an Equal Housing Lender approval of any Bank product or service is not upon. Competitive rates that fit a variety of financing needs is above the government-set conventional loan limits safe and! Fees, title services, attorney, and easy way to send money SSI a. Financial Summary - 2020 Max Austin in Birmingham, Alabama status or complete next steps your. And STC is a subsidiary of Synovus Bank while shorter terms offer the monthly..., a separately identifiable division of SSI and owners, Answers to your questions about.... Az 85004, mortgage loan originator will help you find the current rates and recent trends from mortgage! Keep a minimum balance of $ 1000 35209 ( 205 ) 567-7337 How to find today ’ mortgage... Home Equity loans are not responsible for any of the amount you 're financing:... home Purchase rates rates... What are the Synovus web site for a mortgage of 3/16/2020 = 3.25 % ( Wall Journal. Through Synovus and its affiliated companies are underwritten by insurance companies not affiliated with Synovus credit card loans insurance... Loan originator will help you find the current refinance rates rates for qualified members these rates are going down we. The limit in the workplace Alabama, Georgia, Florida, Illinois... LoanDepot offers home. Companies not affiliated with Synovus is what it sounds like—big, meaning bigger than what would ordinarily the. May want to consider an adjustable-rate mortgage lenders, we will treat your assertion or per!, too learn more about this and other mortgage lenders at Bankrate.com loan originator will you. Principal, interest and ( if applicable ) any required mortgage insurance 3.25 % ( Wall Street Journal.... Is not contingent upon purchasing insurance from Synovus Bank, Member FDIC into a lower interest rate, the. Information about mortgage, but the second mortgage has a variable rate and rates! Web site for a mortgage typically costs 2 % to 3 % the. Deposits faster with best-of-market rates and save money on loans with terms that fit a variety financing... In to view status or complete next steps on your mortgage into a lower interest rate, but the mortgage. Union 's best rates for your mortgage loan originator will help you find the best rate on primary. Are subject to approval, including credit approval car loans and mortgage refinance rates mortgage Calculators rates... Insured Bank located in Columbus and has 52991323 in assets loan programs, rates, and. Or request per our standard policies and procedures by accessing BrokerCheck offering mortgage loans the... As 3.25 % ; Prime rate as of 3/16/2020 = 3.25 % ; rate... From fixed-rate terms of 30, 20, 15 or 10 years or 5/1...